Commercial Insurance

Business Insurance in Pennsylvania

Commercial Business Insurance

At LECHNER & STAUFFER, INC. our flexible business policies can be tailored to meet the unique concerns you may have for your commercial operations while remaining responsive and true to your goals, no matter how big or small.

At LECHNER & STAUFFER, INC. we know just how important your business is to you. As a business owner you have a lot to protect. That's just one of the reasons why we take the time to...

  • Analyze your business needs.
  • Develop a plan that is customized and responsive to your own specific situation.
  • Offer you competitive pricing that is reflective of your exposure and experience.

Running a business in Pennsylvania with today's economy is a challenge, but can also be very rewarding. Although keeping up with day-to-day operations takes up most of your time, you also must take all necessary precautions to safeguard your business from loss.

Whether you own an office building or a coffee shop, we offer the right combination of coverages to meet your needs.

 
Quote ME Now

 


 

Examples of commercial insurance coverages available from LECHNER & STAUFFER, INC.:

  • Commercial Automobile
    This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.
  • Commercial Liability
    Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.
  • Commercial Property
    Provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk policies.
  • Directors & Officers
    Designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions.
  • Employment Practices Liability
    Provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination.
  • Home Based Business
    Homeowners insurance does not necessarily cover many home business-related claims. This could mean a major loss of income, as well as other significant losses, for your home business. If you have a home based business consider contacting us to discuss proper coverage options that offer both protection and affordability.
  • Inland Marine
    Provides coverage for business assets and hardware while these items are off premises.
  • Ordinance or Law Coverage
    One of the most needed types of coverage is also one of the most commonly overlooked, or even known about, by consumers. It's called Ordinance or Law Coverage. As your building becomes older certain changes in your county's building codes and ordinance change to reflect new standards for construction. If your older property suffers a substantial loss, fixing it may require a higher construction standard to reflect new laws, therefore simply replacing your property as it was just isn't good enough to meet these new laws and codes. Ordinance or law coverage pays for these upgrades in building standards.
  • Professional Liability
    Provides coverage for defense costs and awards for liability arising from improper professional practices and errors and omissions in the conduct of business activities.
  • Special Event Coverage
    Provides third party liability coverage for a short term special event.
  • Umbrella and Excess Liability
    This coverage complements your property/liability program and provides additional limits of coverage. In today's litigious society, smart business people protect their investment with umbrella coverage.
  • Workers' Compensation
    This coverage is designed to meet the workers' compensation laws of your state. Workers' compensation coverage provides protection for injured workers and supporting protection through employer's liability coverage.

The companies we represent may even offer you the opportunity to package many of these coverages within a single policy.




Want to Learn More About Some Basic Commercial Insurance Options?
Visit our site's knowledge center, where you'll find tips and information about insurance and how it benefits you. Everything is categorized and easy to find.
Jump to Knowledge Center







Contact

LECHNER & STAUFFER, INC.
589 Main Street
Pennsburg, PA 18073-0026

Office Hours: M-F 8am-5pm
Tel: 215-679-9568
Toll Free: 800-227-3907
Fax: 215-679-4348
Email: info@nulllechnerstauffer.com

Site Translator


Recent Posts

It goes without saying that one area's definition of a blizzard is not necessarily another area's definition. Yet all things being equal - when it's best to stay home then [...more]
VIEW THIS POST → Early Preparation for a Winter Blizzard

With the holiday season fast approaching, many of us are out shopping and enjoying the festivities. In this joyous atmosphere, we also need to be aware of our surroundings and [...more]
VIEW THIS POST → Holiday Shopping: 12 Precautions to Protect Youself & Your Property

These days it seems most people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information [...more]
VIEW THIS POST → Choose Your Card Wisely to Protect Your Money

For all those smaller to average sized gifts, here's a very simple and amazing hack which shows what might be the best way to wrap a gift ever! In [...more]
VIEW THIS POST → Holiday Gift Wrapping Hack

National Teen Driver Safety Week is October 19-25. It's an exciting time in teens' lives when they first begin driving, but it's also an extraordinarily dangerous time as distractions seem to [...more]
VIEW THIS POST → Keeping Your Teen Driver Safe on the Road

Post Archives


Subscribe For Updates

Don't Miss It: Signup for our e-list and we'll automatically send you occasional updates about new items posted to our site.

When signing up you will initially receive a confirmation email requiring your approval to complete the registration. Our strict privacy policy keeps your email address 100% safe & secure.